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VA assumable loan at 2.8% (VA eligible Buyers), loan balance is $588,000! Nestled in a picturesque setting of highly coveted Hawaii Kai, this lovely 3 bedroom, 2.5 bath townhome with 2 parking offers an inviting blend of comfort and style. The windows throughout frame lovely garden and Koko Head views, creating a serene and tranquil atmosphere. The thoughtfully designed layout includes an open concept living area, and kitchen with granite counters, lots of cabinet space/pantry, and a cozy dining area. The primary bedroom features an ensuite bath and a loft overlooking the atrium, ideal for home office,extra living space or a bedroom. The 2nd and 3rd bedrooms with vaulted ceilings offer ample space and comfort and have additional storage above. This townhome combines the best of both worlds, a beautiful setting with all the conveniences of modern living, ideally situated close to a variety of amenities, and attractions such as shopping (Costco), dining, popular surf spots, renowned beaches, scenic hiking trails, etc. Cable TV, Internet Service, Sewer and maintenance of common areas is covered in the maintenance fee. The owner will pay off the $263/mo special assessment for 2025.